Transitioning to Adulthood: Key Legal Documents for Your 18-Year-Old

Turning 18 is an exciting milestone, signifying newfound independence and a transition into adulthood. However, this change also brings legal shifts—most notably, parents or guardians lose automatic access to their child's medical, financial, and academic records. To continue providing support, setting up certain legal documents is crucial. Let's explore the key documents needed and why they're essential:

Durable Power of Attorney

A Durable Power of Attorney allows parents or guardians to handle financial matters if their child is unable to do so. This is vital for ensuring bills are paid and financial decisions are made without unnecessary delays, safeguarding your child's financial stability during unforeseen circumstances.

Medical Power of Attorney

A Medical Power of Attorney is crucial for emergencies, granting parents the authority to make medical decisions on behalf of their adult child if they are incapacitated due to illness or injury. This document is key in preventing potentially life-threatening delays due to legal barriers when time is of the essence.

HIPAA Authorization

Without a HIPAA Authorization, parents cannot access their child's medical records or discuss their health with doctors. Having this authorization ensures that parents can stay informed about their child's medical conditions or treatments, maintaining an essential line of communication with healthcare providers.

FERPA Waiver

The Family Educational Rights and Privacy Act (FERPA) restricts parental access to academic records once a child turns 18. By obtaining a FERPA Waiver, parents can assist with academic concerns, such as grades, test results, and enrollment information, continuing to support their child's educational journey.

As you set up these documents, it's important to research and comply with your specific state or jurisdiction's legal requirements, as enforceability may vary. Consulting a legal professional can provide tailored advice, ensuring these documents align with your family's needs. Taking these proactive steps will help navigate the challenges of this new phase in your child's life.